Open data · CC-BY 4.0

Breckenridge, CO cost segregation benchmarks (2026)

Engine-derived ROI data from 5 representative Breckenridge-area properties. Methodology transparent below. CC-BY 4.0 — journalists, CPAs, and researchers may cite this dataset with attribution.

Three key findings for Breckenridge

  1. Median engine-estimated Year-1 federal savings: $98,934 (interquartile range $78,618–$103,626, full range $39,857–$112,241) across 5 representative fixtures with purchase prices $825,000–$2,150,000. Assumptions: 100% bonus depreciation under OBBBA; 37% federal top marginal bracket. Individual property results vary substantially based on specific condition, renovation history, and rental treatment.
  2. Median reclassification ratio: 26.1% (interquartile range 23.6%–26.2%, full range 16.9%–26.6%). Furnished STRs sit higher in the range due to FF&E density; long-term rentals sit lower; renovation-cost-pool-driven properties span both. Your specific property may fall outside this range either direction depending on actual condition and renovation history.
  3. Median land allocation: 23.3% (interquartile range 22.8%–24.1%, full range 22.6%–50.0%). Resort-tier and high-cost-of-land neighborhoods (where the engine's premium land floor often applies) compress depreciable basis as a percentage of purchase price, but produce larger absolute dollar deductions. See the methodology note below the neighborhood table for the premium-floor mechanism.

Important framing: These are engine outputs for representative fixture scenarios, not predictions about any specific property. The cost segregation engine takes real property data (address, year built, square footage, renovation history, assessor records) and produces a study tailored to your actual property. The aggregate numbers shown here describe the Breckenridge market's general profile; your specific results will reflect your specific property.

Per-fixture results

Each fixture was run through the Cost Seg Smart engine — the same engine that produces real customer studies. Numbers below are reproducible from cities/breckenridge.json via scripts/run_city_stats.py.

Property Neighborhood Price Basis Land % 5-yr 15-yr Reclass % Y1 fed savings @ 37%
Peak 8 Ski-In Condo
CONDO · STR · Built 2009
Peak 7 / Peak 8 base (ski-in/ski-out) $2,150,000 $1,075,000 50.0% $208,692 $66,391 26.1% $103,626
Peak 9 Village Townhome
CONDO · STR · Built 2014
Peak 9 base / Village $1,485,000 $1,139,292 23.3% $226,090 $71,339 26.6% $112,241
Downtown Breck Historic SFR
SFR · STR · Built 1898
Downtown Breckenridge (historic core) $1,185,000 $899,178 24.1% $149,318 $59,792 23.6% $78,618
Highlands Off-Mountain SFR
SFR · STR · Built 2011
Highlands / Boreas Pass corridor $1,325,000 $1,022,635 22.8% $197,891 $64,269 26.2% $98,934
Blue River LTR Cabin
SFR · Built 2005
Blue River (south, unincorporated) $825,000 $638,632 22.6% $65,145 $42,578 16.9% $39,857

Reclassification by property type

Engine property typeFixturesMedian reclass %MinMax
CONDO 2 26.3% 26.1% 26.6%
SFR 3 23.6% 16.9% 26.2%

"STR" denotes residential property operating as a short-term rental — the engine applies an FF&E density uplift not captured in the LTR (long-term rental) treatment.

Typical land allocation by neighborhood

NeighborhoodTypical valueTypical land allocationProfile note
Peak 7 / Peak 8 base (ski-in/ski-out) $2,150,000 ~36% Premium ski-in/ski-out condo stock at the Peak 7 and Peak 8 base areas. Resort-tier land allocation. Town of Breckenridge jurisdiction with active STR licensing. Higher absolute basis, lower percent-of-purchase reclass.
Peak 9 base / Village $1,485,000 ~30% Resort village core, mid-rise and townhome stock. Walkable to lifts and downtown. Town jurisdiction, active permit regime. Higher density than upper-peak neighborhoods.
Downtown Breckenridge (historic core) $1,185,000 ~26% Historic mining-era Main Street corridor and surrounding residential. Heavy renovation cost-seg potential on 1880s–1920s structures. Town jurisdiction with strictest STR enforcement.
Highlands / Boreas Pass corridor $1,325,000 ~24% Off-mountain SFR market south of downtown along Boreas Pass Road. Larger lot sizes, lower land allocation. Town jurisdiction but lower-density residential.
Blue River (south, unincorporated) $825,000 ~20% Unincorporated Summit County south of Breckenridge town limits. Lighter permit regime than Town of Breck. Mountain cabin and SFR stock, often year-round resident or LTR crossover.
Why per-fixture engine output may differ from the typical land allocation:

The "typical land allocation" column reflects baseline patterns for each sub-market based on county assessor records and statistical modeling. For specific properties where reconstruction cost (RSMeans 2024 component build-up adjusted for time and geography) exceeds 2.0× the implied depreciable basis after subtracting the baseline land — the engine applies a premium land floor (~50%) to keep the study within audit-defensible territory. This typically affects ultra-premium resort inventory (ski-in/ski-out, beachfront, view-premium properties), where land scarcity premium dominates the purchase price. The per-fixture table above shows the actual land_source used by the engine for each fixture — values of statistical_premium_floor indicate the premium-floor mechanism was applied.

The takeaway: typical neighborhood allocations describe the market baseline. Individual property results depend on specific reconstruction-cost-vs-purchase-price ratios, and ultra-premium product may show higher land allocation in the engine output than the neighborhood typical.

Colorado tax context

Colorado state position on §168(k) bonus depreciation:

Colorado conforms to federal §168(k) bonus depreciation. The 100% federal bonus restored under OBBBA in 2025 reduces both your federal AND your Colorado state liability in the same year, with no addback or decoupling math. Combined with Colorado's flat 4.40% rate computed on federal taxable income, a Breckenridge cost-seg study produces the full federal-plus-state acceleration in Year 1. This makes Colorado one of the cleanest mid-tax-rate states for cost segregation, alongside Utah (Park City) and several other federal-conforming states.

State income tax structure: Flat single rate on federal taxable income

Verify with your CPA. State tax conformity for federal §168(k) is adjusted frequently. Framing reflects our understanding as of May 2026 — verify current-year treatment with a qualified tax professional.

Methodology

Every figure on this page is reproducible. The pipeline:

  1. Fixture definition. 5 Breckenridge-area properties defined in cities/breckenridge.json under the engine_fixtures array, each with address, property type, purchase price, year built, square footage, and STR/LTR flag.
  2. Engine run. The script scripts/run_city_stats.py instantiates a PropertyInput for each fixture and calls engine.run_study() — the same path that produces a real customer study.
  3. Base costs. RSMeans 2024 construction-cost data by component category, applied as base-rate per square foot.
  4. Time index. BLS Producer Price Index (Construction Materials series WPUFD49207) adjusts RSMeans 2024 dollars to acquisition-date dollars.
  5. Geographic factor. Six-tier resolver: pinned metros → calibrated → manual → state → region → national default.
  6. Land allocation. County assessor records when reliability gate passes; statistical fallback (metro → state → national medians) otherwise. Premium floor applies when reconciliation factor (rf_raw) exceeds 2.0.
  7. MACRS classification. IRS Pub. 946 + Rev. Proc. 87-56 asset class lives — 5-year (personal property), 7-year (office equipment), 15-year (land improvements), 27.5-year (residential structure), 39-year (commercial structure).
  8. Bonus depreciation. 100% — the One Big Beautiful Bill Act (OBBBA, signed July 2025) permanently restored 100% bonus for property placed in service in 2025 and later.
  9. Federal tax savings illustration. Computed at the 37% top marginal bracket. Actual savings vary by taxpayer; consult your CPA.

For full methodology details including QC validation, reconciliation logic, and audit-defense documentation, see costsegsmart.com/methodology.

Citation

This dataset is licensed under the Creative Commons Attribution 4.0 International License. You may republish, remix, or extend this data for any purpose with attribution. Suggested citation format:

Cost Seg Smart Research Team. (2026). "Breckenridge, CO Cost Segregation Benchmarks 2026." Cost Seg Smart. 5 representative fixtures.
Retrieved from https://breckenridgecostseg.com/data/breckenridge-cost-seg-stats/

For interview requests, additional data slices, or related questions: [email protected].

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